Motorcycle Financing
Financing Motorcycles or Scooters here at SF Moto.
We work with over 20 lenders and have programs to help people with all different types of credit. We have options for enthusiasts who are just starting out sometimes referred to as first-time buyers, folks with excellent credit, or for people who need to rebuild from previous credit issues. We are often able to get lender approvals that others don't offer or get you better financing than you may have expected. We go to work for you so you can ride. Just fill out our online credit application on our secure website to get started. We will contact you to get a few more details in order to process your application and then contact you with the results.
Let SF Moto’s expert staff work our magic, and you will be able to choose the options that best suit you.
Do you have questions like,
What is my motorcycle loan interest rate?
How much down payment do I need for a motorcycle?
What is my monthly payment?
Can I get a loan to buy a scooter?
Great, fill out our secure online credit application so that we can get your pre-approval. We can answer these types of questions for you based on what you qualify for once we get you pre-approved. We also provide you with a Motorcycle loan calculator on each vehicle “Details” page to help. Just find the bike or scooter that you are interested in, click “Details” then scroll down to “Payment” This is where you can play with down payment amounts, motorcycle interest rates, and length of the loan to get an idea of what your payments may be.
When filling out the application there is a comments box at the end of the application. Don’t be shy, let us know how we can best help by telling us what down payment range or monthly payment range you are hoping for and we will work towards those ranges. Or you can ask any other questions you might have. At SF Moto, we are here to serve.
What are the lowest motorcycle loan rates?
Sometimes customers ask What is the lowest motorcycle loan interest rate, or what is the best motorcycle interest rate? The answer to that is really “It depends”. Motorcycle loan interest rates start as low as 0% zero percent, usually, that will be a promo rate that ends when the promo period ends. Sometimes this rate requires strong credit. A zero percent interest rate might be in effect for only 6 months, or just 1 year. Handy tip, be sure you have the ability to pay in full or refinance the promo rate loan before interest starts to accrue before the promo period ends. Here at SF Moto, we work with many San Francisco Bay Area credit unions. These lenders provide competitive motorcycle and scooter loans with rates ranging from 3% to 8% or 9%. (Three percent up to nine percent) It’s a great feeling working with a credit union because the money stays in our local community, not to mention that credit unions are not for profit.
The best way to find out what your best motorcycle interest rate is will be to fill out our online credit application to get started.